Baccarat Online

Baccarat has been played for hundreds of years and is one of the oldest and most popular games in the world. The game you might remember James Bond playing in the movies.

Play Baccarat Online for Free

Playing baccarat at a casino is an experience. The baccarat tables are usually sectioned off to separate itself from the rest of the casino. There is usually a dress code and high table minimums for the more formal baccarat games.

The average person will find themselves out of place here, both with how formal the game is and by the stakes being wagered. The hand minimum at these tables will be anywhere from $100 per hand up to as high as $100,000.

Live baccarat online is one of the most exciting online casino games.

At these types of baccarat tables, you will usually find either 12 or 14 seats for players and three spots for the dealers. You can take a look at the seating for these kind of baccarat tables here. If there are 14 spots available on the table, the number 13 is always skipped because of players superstitions.

Baccarat OnlineThe two dealers on one side of the table take the players bets. The caller stands on the opposite side of the table. This person calls the hands as they are being dealt and directs the gameplay.

So who deals the cards? The players actually take turns dealing the cards from the shoe. As you might expect, this means that the security at the baccarat table is extra tight. The player at the number 1 position gets to start and you don’t have to deal if you don’t want to. The player that is dealing becomes the banker and continues to deal until the banker’s hand loses.

The dealer will deal two cards face down and then deal the person with the largest bet two cards. The player will give the cards back to the dealer and the cards will be flipped up and the caller will announce the totals for the hands. He may instruct the dealer to turn over a third card for either the player or dealer.

Unlike other games, like pai gow poker, the banker is not actually wagering against the other players and is only turning over the cards. The dealers will then pay winning wagers out and collect the losing bets.

You can also find midi baccarat tables, which as the name suggests is a little larger than the mini baccarat table but smaller than a full size table. As in mini blackjack, there is only one dealer, but there will be spots for 9 or 10 players. These table will usually be found in the high limit rooms.

Lower Wagering Baccarat

At many casinos, there are also baccarat tables with lower limits. These can either be a full sized table, but are more often played at a mini baccarat table. These lower minimum bets will attract baccarat players that do not want to bet $100+ per hand.

At your average mini baccarat table, you will find seven spots for players and only one dealer. The dealer will now handle the cards at all times and all cards will be flipped up when they are dealt. This is a simpler and faster version of baccarat, mainly because there are less players and less handling of the cards.

You can think of most baccarat games at an online casinos as mini baccarat or even extremely mini baccarat, as it’s just you against the dealer. This is basically a 50/50 game that online casinos offer and does not offer the same experience as a live casino.

Although, if you like baccarat, but not all the pomp and circumstance that surrounds its, the online version of the game is probably for you. Still the rules are the same. You bet on Player, Banker or Tie. Then you click deal, the hand is dealt and you find out who won the hand.

Important thing to note: Lots of online casinos offer baccarat bonus money in one form or another. Most of them, including Karamba casino, will not allow baccarat to be played with its bonus. The reason for this is that there was a history of abuse where people would bet on both banker and dealer to split even and collect the bonus money once they had wagered enough.

If you want to play baccarat as normal, be sure not to accept the bonus unless you are sure that you can play the game with the bonus. There are a couple casinos that still offer baccarat bonuses. You can find them in the baccarat casinos page.

Live Online Baccarat

I have seen a couple of online casinos offer live baccarat, where you actually get to see video of a real dealer flipping over the cards. This puts a neat spin on the game, as you are 100% sure that it is not a number generator that is coming up with the next card.

There are several online casinos that offer live dealer games. The most popular of these live dealer casino games is Roulette, Blackjack and Baccarat. Live dealers take the computer RNG out of the situation. With blackjack and roulette it is nice, but for baccarat it is absolutely necessary. Most online baccarat games are more like playing a coin flip. The cards come out way too fast and it doesn’t help you learn the game.

Playing Live Baccarat

Live baccarat is a lot of fun because you get all of the fun, excitement, and comfort that you could want. You can stay home but you can play in the casino, does it get better than this? Baccarat is a game that is made up largely of chance, but by having a few simple strategies up your sleeve you can better your chances of winning so that you can make the most of your live baccarat playing time.

Choose games that use as few decks as possible. Always remember that the fewer number of decks means a better chance of you winning. Usually the game will state how many decks are being used, so you just need to shop around to see which sites and games use the smallest number of decks.

Make sure that you really understand the game before you start to play live baccarat. If you don’t really know how to play you are not going to do as well as you would like, even when luck is on your side. Learn as much as you can about the game and even take some time to play some free games before you play for real money. This will help you increase your chances of winning in the long run.

Don’t be afraid to bet on the banker! Many people don’t believe that this is good etiquette, but unless you are playing to make friends, this is almost always a better wager. When you are playing live dealer baccarat you have the advantage of not having people know who you are, so it doesn’t matter if they don’t like your bet, especially when you win!

Keep track of your bankroll while you play live baccarat. When you play live dealer baccarat it is easy to get excited and let your bankroll get. Come into a game with the amount that you can afford to lose and do not go over this amount. If you win back that amount, you should tuck it away so that you can at least go out with the money that you came in with.

There is not one live baccarat strategy that is going to guarantee your success, but they will help to support your efforts to win and win big. The key is to remember that even with the use of strategies that are meant to help you win, baccarat is a game and it is meant for entertainment purposes only. When you remember that it is all about entertainment, it is a lot easier to take your losses in stride. Live baccarat can get really intense because you want to win and you are fully comfortable and able to take advantage of all of the comforts of home, but at the end of the day it really is a game! Remember that and you’ll do just fine.

Baccarat Online On our website you will find all the best live baccarat tips!

Rules for Playing Baccarat

Baccarat is a card game that is played between a dealer and a banker. Several players will place a bet on who they think will win the hand. These players can bet on the Player, the Banker or bet that there will be a tie. Players are not allowed to bet on both Player and Banker, but are allowed to bet on either of the two and Tie at the same time.

Baccarat is usually played with either 6 or 8 decks of cards in a shoe. Before cards are dealt from the shoe, the first card will be flipped over to see how many card the dealer has to burn. If the dealer turns over a face card, they will have to burn 10 cards from the shoe. The cut card is placed 16 cards from the end of the shoe. When the cut card comes, the current hand will be played as well as one more hand before the start of a new shoe.

Here is how the game is played:

After bets are placed, the player will be dealt two cards followed by two cards for the dealer. The two cards receive are added up to a number between 0 and 9. The value of the two cards are added up and only the singles digit will be counted. That means a total of 15 will equal a score of 5 and a score of 20 will equal 0.

Cards are given the following point values: All face cards and 10’s are worth 0 points, aces are worth 1 and all other cards are worth their value.

A third card may be dealt to either the player or dealer or both. Here is how this is determined:

  • If the player or dealer receives an 8 or 9, they both stand. This is referred to as a “natural” 8 or 9 and the game is over.
  • If the player receives 5 or less, then the player must take a cards. Otherwise, the players stands.
  • If the player stands and the banker has 5 or less, the banker must take a cards.
  • The dealer will always get a third card if the first two cards total 2 points or less.
  • He must always stand with a total of 7 points.

If the player does hit, then the dealer will do the following:

  • Player’s three card total is 8 – the dealer must hit if his two card total is 2 or less, otherwise the dealer will stay.
  • Player’s three card total is 0, 1 or 9 – the dealer must hit if his two card total is 3 or less, otherwise the dealer will stay.
  • Player’s three card total is 2 or 3 – the dealer must hit if his two card total is 4 or less, otherwise the dealer will stay.
  • Player’s three card total is 4 or 5 – the dealer must hit if his two card total is 5 or less, otherwise the dealer will stay.
  • Player’s three card total is 6 or 7 – the dealer must hit if his two card total is 6 or less, otherwise the dealer will stay.

The dealer and player’s scores are compared. The winner is the one with more points. Winning bets on the banker will have to pay a 5% commission to the house. Winning bets on the player will payout 1 to 1.

In case of a tie, the bets on Player and Banker will be pushed. Any bets on Tie will receive 8 to 1 or 9 to 1 when they hit, depending on the casino. Any non-tie will result in a loss for bets on Tie.

At a casino, when the player who is the banker win the bet, they will be paid even money. The dealer(s) will keep track of the 5% commission owed to the dealers with a marker on that players commission box. The commission boxes are located in front of the dealers and commissions will be collected when a player wants to cash out.

Baccarat Guide

Many players are interested in learning to play baccarat due to its association with wealth and prestige.

The following guide to baccarat will help these players get started and have them playing like pros in no time at all.

Understanding Card Values

Like other casino card games at online, each card in the deck has its own inherent value in the game of baccarat.

All of the face cards and 10s are counted as zero points and therefore have no effect on a player’s score. Cards numbered two through nine are valued as the number shown on their face and Aces are always considered a single point.

Point totals that are two digits require the player to drop the first digit of the number—a score of 15 would be equal to a score of five.

Placing Bets and Winning

In order to get started, players must first bet on their favorite outcome: the player win, the banker win or a tie. Both the player and the banker are dealt two cards and the player with a point total of nine or closest to nine is considered the winner.

Player and banker wins pay out even money but the banker win requires the player to pay a five percent commission to the house. Ties are an automatic loss unless the player placed a tie bet.

Baccarat Variations

These are the basic rules of baccarat; players need to understand that there are many versions of the game and that these rules can change from game to game.

In order to have the best gaming experience possible, players should thoroughly read and understand all of the rules associated with the game that they are playing—including the commission paid to the house and the number of decks in the shoe.

Players are drawn to baccarat for many reasons without realizing that it is one of the easiest games in the casino to play. Players who enjoy games like video poker and slots will likely enjoy the thrills of baccarat, as well.

Odds and House Edge in Baccarat

Here are some of the basic odds and probabilities that you will find in the game of baccarat

Baccarat Commission

  • For anybody playing baccarat at an online casino or at most live casinos, a 5% commission is charge for betting on the banker. You will find a 4% commission at some live casinos, but never online.
  • Because the probability of the banker winning is higher, this evens out the amount taken out by the commission and gives you the house advantage listed below.

House Advantage

  • The house advantage can be different whether or not the shoe that the cards are dealt from consists of 6 or 8 decks. Generally, the easiest way to determine how many decks the casino is using is by seeing what the payout is for a tie. If the payout is 8 to 1, then you can assume that there is six decks being used. If the tie payout is 9 to 1, then eight decks are probably being used.
  • This isn’t always the case, but there should be some indications even with online baccarat games whether or not six or eight decks are being used.
  • There is a significant difference in house advantage between casinos that pay 9 to 1 on a tie as opposed to an 8 to 1 payout. You will see this below

Eight Decks Odds and House Advantage

  • On Banker bet – A winning bet on the banker will pay 19/20 or 95% of your bet. There is a house advantage of 1.06% on the Banker bet. The probability of the Banker bet winning is 45.9%.
  • On Player bet – A winning bet on a Player bet pays 1 to 1. Betting on the Player gives the house a 1.24% advantage. The probability of the Player bet winning is 44.6%.
  • On Tie bet – A tie has a 9.5% chance of happening. If a winning bet pays 8 to 1, then the house advantage is 14.36%. If it pays 9 to 1, the house advantage is 4.84%.
  • There are roughly 5,000 trillion possible combinations and there is no way to break this down any further.

Six Decks Odds and House Advantage

  • You’ll notice that these percentages seem to be the exact same. They aren’t in reality, but the actual totals only vary by a couple thousandths or a percentile.
  • The one thing that you will notice that is a little unexpected is that there is a slightly higher house advantage for playing the Tie bet with only six decks.
  • On Banker bet – A winning bet on the banker will pay 19/20 or 95% of your bet. There is a house advantage of 1.06% on the Banker bet. The probability of the Banker bet winning is 45.9%.
  • On Player bet – A winning bet on a Player bet pays 1 to 1. Betting on the Player gives the house a 1.24% advantage. The probability of the Player bet winning is 44.6%.
  • On Tie bet – A tie has a 9.5% chance of happening. If a winning bet pays 8 to 1, then the house advantage is 14.44%. If it pays 9 to 1, the house advantage is 4.93%.
  • With six decks, there are about 900 trillion different possible outcomes for the hand.

Why does the Banker have an advantage over the Player?

The reason the banker has an advantage in baccarat is because they get to act last. If the player takes a third card and makes his hand better, the dealer gets to take a card to try to beat that score. If the player takes the third card and it makes his hand worse, the dealer will stay.

How can you tell if an online casino is playing through a shoe of cards?

There is no easy way to tell. For a six deck shoe, you would have a possibility of between 52 (6 cards played each hand) and 78 (4 cards played each hand) hands in a shoe, eight decks is between 69 and 104 hands.

If you were able to keep track of how many times a particular card came up before the minimum number of hands is played, you could find out say if the 3 of clubs came up 7 times in a six deck shoe.

Other than that, you would have to be a very good card counter.

Baccarat Betting System

There are many different styles of betting systems that can be used with multiple different casino games like baccarat, blackjack and roulette. Here are the betting systems that I will usually use while playing baccarat:

One of the first things I would do is to pick either the player or the banker and stay with it while I’m betting. I personally prefer to play on the banker because the house advantage is slightly less than the player.

When betting, here is the progression of betting that I take:

(1 unit is equal to the minimum table bet)

The progression of levels are correlated to the number of units that I would bet.

Here’s the different levels of progression: 1, 2, 3, 5, 8, 13, 21, 30
After that, you might be coming close to the maximum table bet.

You start at level 1. For each loss, you will increase a level of progression add the previous two bets together and place that bet on the next hand. For each win, you subtract a level if you are down overall.

If you are ahead, I would place about one third of the chips that you are ahead on each bet (granted you are at least betting the minimum).

Using this system, you can usually find yourself ahead at the end of the night. Go ahead and test this system out for yourself with this free baccarat game.

Occasionally, there will be a time where the player or banker wins 8 times or more in a row. In these cases, you have to find a good way to mitigate your loses. I would suggest accepting the occasional lose and start the levels back over at 1 again.

If you hit the maximum table bet, you will no longer be able to win back what you have lost and the levels system breaks down. Worse yet, these bad streaks can wipe away any money that you have won in the past.

Another Baccarat System

Here’s another baccarat betting system that I have heard of. It is called the 1-3-2-6 system. It’s a mathematical approach to controlling your betting over a set of four hands.

Here’s how this system works:

  • Bet one unit. If you win, you will have a total of 2 units. Add another unit to make 3 units and bet again.
  • If you win again, you will have 6 units. Drop the next bet down to 2 units. If you win again, you will have 4 units. Add two more units and bet 6 units.
  • If you have won all four hands, you will now have 24 units when you started betting only one.
  • This betting pattern is repeated over again and starts back at one. Betting in this pattern will allow you to mitigate your loses.

Different Variations of Baccarat

European baccarat, baccarat en banque and chemin de fer all originate from the Italian game baccarat which means zero referring to the value of the tens and face cards. When baccarat made its way into France it became an exclusive game of the French nobility who where known not to frequent public casinos.

European Baccarat

The dealer operates as the bank for the casino and the banks standing and drawing are completely optional. The player on the other hand may stand or draw on five as he pleases. The rules of play is similar to that of American baccarat. The casinos charge a 5% commission on all winning bank bets.

Baccarat en Banque

This variation allows for two player hands and a bank hand, a casino employee. Players are allowed to bet on either player hand but never on the bank hand. The banker can stand or draw as he pleases. The banker usually plays according to the American variation of the game but he can change this method of play if it betters his chance of winning.

Chemin de Fer

Chemin de Fer is French for railroad which also refers to the shoe moving from player to player around the table like a train. The difference between is that the bank rotates amongst the players. The bank takes a commission from the winnings of each banker. The acting banker cannot draw down on any of his original bank or subsequent winnings unless either the players do not subscribe to the bank or after the completion of the bank the banker chooses to pass the bank. Players can stand or draw on 5 but the bankers play is completely optional.

American Baccarat

The modern version of Baccarat played in casinos in the US is a combination of two variation of the game, European Baccarat and chemin de fer. The American version combines the best features of the afore mentioned Baccarat variations. This variation originated in South America under the name punto banco, Tommy Renzoni introduced it into the United States in the late 1950s after the Castro government closed all the casinos in Cuba. The American version is not only played in the Americas but all over the world.

Online Baccarat

The game of baccarat that is played online at online casinos such as Bodog and Bovada is basically the American version of baccarat. This game is one of the fastest to play because there are no decisions to be made after the bets have been placed. Online baccarat is a version of the mini baccarat game that is played at land based casinos where the players do not handle the cards and there is no stigma associated with betting on the Banker.